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Retiree Frank Alvarado Jr has good advise for all.

Recently my oldest brother, Silvestre, 71 years old, died. Silvestre was smart - he had acquired a pre-need funeral plan and this plan paid for his funeral without any financial strain to his family.

Both my wife and I have our plans because we feel that we do not want our children to suffer through the planning and, "how are we going to pay for this", that we went through when various members of our families died without insurance and with very little financial resources.

As retirees we all know that our time will come. My advice is that you contact a funeral home and inquire about "your" funeral plans.

Frank Alvarado, Jr.
Retired Nov 01, 1999.

PS: You can email me and I will tell you about our plans and how easy to pay they are. sa3135@juno.com

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